![]() ![]() You should be aware that this fee also applies to cash-like transactions such as buying foreign currency. You'll need to take into account any other restrictions when withdrawing cash - such as daily cash withdrawal limits. This will show on your statement as 'Cash Fee' and in your Credit Card Agreement as the 'Cash Withdrawal Handling Fee'. ![]() Like in the UK, there's a charge when you use your Capital One card to withdraw cash from an ATM abroad.Īs well as the Non-Sterling Transaction Fee, foreign cash withdrawals will also incur a Cash Fee of 3% (minimum charge of £3 applies). To check the cost of shopping in a different currency, go to the currency converter for foreign transactions. You can also check previous transactions going back 365 days. That way, you can see if there's a cheaper way to pay. Check the cost of shopping in a foreign currencyīefore you buy something in a foreign currency, let us work out the total cost of using your Capital One card. You may also have a Non-Sterling Transaction Fee (for example, 2.75%) added to the Sterling value. You can also find past and current exchange rates at any time on the Mastercard® opens in a new tab or Visa opens in a new tab websites.įor example, if you make a purchase of €100 at the current exchange rate* of €1 = £0.860621, this would be £86.06 (we will work this out for you based on the exchange rate at the time). You'll be able to see the exact exchange rate which was used on your statement. ![]() We'll calculate the exchange rate at the time of your purchase using the Visa and Mastercard® payment scheme exchange rates. You'll see this fee on your statement as 'Non-Sterling Transaction Fee' and in your Credit Card Agreement as 'Non-Sterling Transaction Fee'. For example, this could happen if you bought something online from a non-UK website. You will also incur this fee if you buy something in a currency other than Sterling, even if you physically make the purchase in the UK. You can check your Credit Card Agreement to find out how much the Non-Sterling Transaction Fee as it may vary, depending on the card you have. When you use your Capital One card to make a purchase abroad in a currency other than sterling, we will charge you a Non-Sterling Transaction Fee. We'll explain the charges here, but it's also a good idea to check your Credit Card Agreement before you go. There are certain fees or charges which will apply if you make a transaction in a foreign currency. In addition, the Cardholders acknowledges and agrees that KTC is entitled to collecting the premium from the Cardholders/ Borrower at the rate not exceeding 2.0% of such spending and/or cash advance amount in order to protect the exchange rate risk.Your Capital One credit card can be a handy travel companion as it's accepted in millions of places both at home and abroad. The cardholder can preliminary check the exchange rate for reference as the following websites: If the foreign currency transaction is not US dollar, such transaction shall be converted into US dollar before converting into Thai Baht for any billing to KTC. ![]() In the event of the transaction occurs in foreign currency, the cardholder acknowledges and agrees that KTC shall calculate the risk of the exchange rate for the rate not over 2.0% of the preliminary exchange reference rates of credit card company which KTC is a member for avoidance of the risk of the said exchange rate. Calculating of the exchange rates of the foreign currencies ![]()
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